The Death of NetworkMarketing

Hi Again...

Lukman Yusoff here...

I just got an email about Ellie Drake's and Mike Filsaime's Free Report called - "The Death of NetworkMarketing"

I will admit, like you may also be feeling now, that I thought it was some hyped up offer to get me to buy something...

...Turns out I was wrong. Way wrong.

The bottom line is, this report really opened my eyes that Network Marketing may be dying.

When I read this, I immediately thought of sharing it on my blog

The times are changing for us and it would be a shame for you or anyone to not read this report and fail like many will.

I read it, and I wanted to share it with you ASAP.

I recommend you take a break from whatever it is you are doing if you can and get access to this report now.

Consider your future success by going here now...

http://the-death-of-networkmarketing.com/?see-why=27898

Thanks,

Lukman Yusoff

PS - Mike and Ellie say it will only be available for a few days or so, so do not delay...

Fundamental course on making money online

I conduct a three hours fundamental course on making money online at your location. My rate is $100 for a block of 3 hours. The topics covered:-

1. What is netweb marketing?

2. Learn how you can make money online using these methods:-

a. pay-per-click

b. pay-per-post

c. pay-per-lead

d. post articles for money

e. post video and get paid

f. affiliate marketing

g. adsense - be a webmaster/publisher and get paid

h. sell items via the internet - through your own website, eBay, e-classified, forums

i. build your list through social website e.g. friendster, multiply, myspace etc.

j. traffic generation - buy leads, superstars/celebrities endorsement,

k. open a paypal and clickbank account

You will be coach to success and you will get email support for free during the next three months after your training.

For more information and bookings for classes, email me at lukman@megnideas.com or call 91236707

To your success and financial freedom,

Lukman Yusoff Bin Osman

http://www.internet4success.com

© MEG ‘N’ IDEAS 2007

The Meaning of the Basmallah

21722: The meaning of the Basmalah, and the ruling on staring with it when one 
reads Qur'aan 

Question: 

What is the meaning of the Basmalah [the Arabic words Bismillaah il-Rahmaan 
il-Raheem (In the name of Allaah, the Most Gracious, the Most Merciful)]? 

And what is meant by the words "Iqra' bismi Rabbika" (Read (or recite) in the 
name of your Lord _ [al-`Alaq 96:1 _ interpretation of the meaning])? 


Answer: 

Praise be to Allaah. 

When one says "Bismillaah" when starting to do anything, what that means is, "I 
start this action accompanied by the name of Allaah or seeking help through the 
name of Allaah, seeking blessing thereby. Allaah is God, the beloved and 
worshipped, to Whom hearts turn in love, veneration and obedience (worship). He 
is al-Rahmaan (the Most Gracious) Whose attribute is vast mercy; and al-Raheem 
(the Most Merciful) Who causes that mercy to reach His creation. 

It was said that what this means is: I start this action by mentioning the name 
of Allaah. Ibn Jareer (may Allaah have mercy on him) said: "Allaaah, may He be 
exalted and His name sanctified, taught His Prophet Muhammad (peace and 
blessings of Allaah be upon him) proper manners by teaching him to mention His 
most beautiful names before all his actions. He commanded him to mention these 
attributes before starting to do anything, and made what He taught him a way for 
all people to follow before starting anything, words to be written at the 
beginning of their letters and books. The apparent meaning of these words 
indicates exactly what is meant by them, and it does not need to be spelled 
out." 

There is something omitted in the phrase "Bismillaah" when it said before 
starting to do something, which may be "I begin my action in the name of 
Allaah," such as saying, "In the name of Allaah I read", "In the name of Allaah 
I write", "In the name of Allaah I ride", and so on. Or, "My starting is in the 
name of Allaah", "My riding is in the name of Allaah", "My reading is in the 
name of Allaah", and so on. It may be that blessing comes by saying the name of 
Allaah first, and that also conveys the meaning of starting only in the name of 
Allaah and not in the name of anyone else. 

The name of Allaah is the greatest name and is so well known as to need no 
explanation; this is a name that belongs exclusively to the Creator and no one 
else. The correct view is that it is derived from the root aliha. He is God 
(ilaah) which means that He is worshipped and is divine. 

Al-Rahmaan is one of the names of Allaah that belong exclusively to Him. It 
means the One Who possesses vast mercy, because this form (fa'laan) is 
indicative of fullness and abundance. It is the most exclusive name of Allaah 
after His name Allaah, just as mercy is His most exclusive attribute. Hence this 
name (al-Rahmaan) often appears after the name Allaah, as in the aayah 
(interpretation of the meaning): 

"Say (O Muhammad): Invoke Allaah or invoke the Most Gracious [al-Rahmaan] 
(Allaah)" [al-Isra' 17:110] 

Al-Raheem is also one of the names of Allaah, and means the One Who causes His 
mercy to reach those whom He wills among His slaves. 

Ibn al-Qayyim (may Allaah have mercy on him) said: "Al-Rahmaan refers to an 
attribute that is connected to Allaah and is part of His Essence, and al-Raheem 
refers to a connection with the one to whom mercy is shown. The former is 
adjectival (referring to what He is) and the latter is verbal (referring to what 
He does). The former indicates that mercy is His attribute, and the latter 
indicates that He bestows His mercy upon His creation. If you want to understand 
this then ponder the meaning of these verses (interpretation of the meanings): 

"And He is Ever Most Merciful (Raheem) to the believers"[al-Ahzaab 33:43] 

"Certainly, He is unto them full of kindness, Most Merciful (Raheem)" [al-Tawbah 
9:117] 

The word al-Rahmaan is never used in this context. So we know that the word 
Rahmaan means the One Whose attribute is mercy (rahmah), and al-Raheem is the 
One Who bestows His mercy." 

(Badaa'i' al-Fawaa'id, 1/24). 

Secondly: 

The ruling on saying the Basmalah before reading Qur'aan depends on the 
situation: 

1 _ If it is at the beginning of a soorah _ apart from Soorat Baraa'ah 
(al-Tawbah) _ then the majority of imams have stated that "it is mustahabb to 
recite the Basmalah at the beginning of each soorah, in prayer or otherwise. 
This should be done as a regular practice, and some of them considered that a 
reading of the whole Qur'aan is incomplete if the Basmalah was not recited at 
the beginning of every soorah apart from Baraa'ah (al-Tawbah)." When Imam Ahmad 
(may Allaah have mercy on him) was asked about reciting it at the beginning of 
every soorah, he said, "Do not neglect it." 

2 _ If one is starting in the middle of a soorah _ which is the case asked about 
in the question _ then the majority of scholars and Qur'aan readers say that 
there is no reason why one should not start with it. It was said to Imam Ahmad, 
after he had said that it should not be omitted at the beginning of the soorah, 
"What if a person starts reading partway through a soorah?" He said, "There is 
nothing wrong [with saying the Basmalah]." Al-`Abaadi narrated that al-Shaafa'i 
(may Allaah have mercy on him) regarded it as mustahabb (to say the Basmalah, 
when starting to recite) partway through a soorah. 

The Qur'aan readers said: It is certain that one should say the Basmalah if the 
aayah which will be read after saying it contains a pronoun that refers to 
Allaah, such as the verses (interpretation of the meanings): 

"To Him (Alone) is referred the knowledge of the Hour" 

[Fussilat 41:47] 

"And it is He Who produces gardens" 

[al-An'aam 6:141] 

because otherwise, if one recites these verses after seeking refuge with Allaah 
from the Shaytaan, the pronoun may appear to refer to the Shaytaan which would 
convey an abhorrent meaning. 

3 _ Reciting the Basmalah at the beginning of Soorat Baraa'ah (al-Tawbah); there 
is hardly any dispute among the scholars that doing this is makrooh (disliked). 

Saalih said concerning some issues that he narrated from his father Ahmad (may 
Allaah have mercy on him): "I asked him about Soorat al-Anfaal and Soorat 
al-Tawbah, whether it is permissible for a man to separate them by saying 
Bismillaah il-Rahmaan il-Raheem. My father said: `With regard to the Qur'aan, 
reference should be made to what the companions of the Messenger of Allaah 
(peace and blessings of Allaah be upon him) were agreed on; nothing should be 
added to or taken away from that.'" 

4 _ Reciting it partway through Soorat al-Baraa'ah (al-Tawbah). The Qur'aan 
readers differed concerning that, as was narrated by Ibn Hajar al-Haythami in 
al-Fataawa al-Fiqhiyyah (1/52), and he said: "Among the leading Qur'aan readers, 
al-Sakhaawi said that there is no dispute that it is Sunnah to start with the 
Basmalah when one starts reading partway through this soorah [al-Tawbah], as he 
differentiated between starting at the beginning and starting in the middle, but 
his explanation was facile and was refuted by al-Ja'bari from among the Qur'aan 
readers. This is more likely (i.e., the view that it is makrooh is more likely 
to be correct), because the reason why the Basmalah should not be recited at the 
beginning (of al-Tawbah) is that it came with the sword (i.e., the command to 
fight the kuffaar) and it exposes the hypocrites and their foul deeds in a 
manner that is not unlike any other soorah, and this theme is repeated 
throughout Soorat al-Tawbah. Therefore it is not prescribed to recite the 
Basmalah even if one starts reciting partway through this soorah, just as it is 
not prescribed at the beginning, for the reasons we have established." 

See al-Adaab al-Shar'iyyah by Ibn Muflih, 2/325; al-Mawsoo'ah al-Fiqhiyyah, 
13/253; al-Fataawa al-Fiqhiyyah al-Kubra, 1/52 

Thirdly: 

With regard to the meaning of the words, "Iqra' bismi Rabbika" (Read (or recite) 
in the name of your Lord _ [al-`Alaq 96:1 _ interpretation of the meaning]), 
Imam Ibn Jareer (may Allaah have mercy on him) said: "The interpretation of the 
words `Iqra' bismi Rabbika' is that they were addressed to Muhammad (peace and 
blessings of Allaah be upon him), in other words, Read, O Muhammad, by 
mentioning the name of your Lord (Who created)." 

And Allaah knows best.

-----

A Compelling 'Why' by Dr. Denis Waitley

I have a suitcase for you. In that suitcase there is $1 million in cash. The suitcase is sitting in a building that is about an hour's drive from where you are now.

Here is the deal: All you have to do is get to this building in the next two hours. If you get there before the end of the two hours, I will hand you the suitcase, and you will be a million dollars richer.

There is one catch, however. If you are even one second late, our deal is off, and you will not get a dime. No exceptions! With that in mind, what time would you like to leave?

Most people would respond to that scenario by saying that they would leave right now. Wouldn't you?

So off you go. You jump into your car and start driving for the building. You are excited and are already starting to plan how you are going to spend your million dollars. Then, suddenly, the traffic comes to a complete stop. You turn on the radio and find that there has been a series of freak accidents between you and the building and there is no way to get there!

Now what would you do? Would you give up and go back home? Or would you get out of your car and walk, run, hire a helicopter, or find some other way of getting to the building on time?

Now let's suppose for a minute that you are driving to an appointment at your dentist's office. The traffic again comes to a stop. Amazingly, there have been freak accidents between you and your dentist's office. What would you do then? Probably give up, go home, and reschedule!

What is the difference between these two situations? It all comes down to why. If the why is big enough; the how is usually not a problem. This compelling why is connected to your personal objectives, mission statement, or magnificent obsessions. It is the basis of your motivational support beam. Truly motivated people are able to identify and tap into the power of a compelling why in everything they do.

Denis Waitley

Do You Know What's The #1 Success Secret Is?

Do You Know What's The #1 Success Secret Is?


How many people do you hear complaining
about their job, where they live, how little money
they have, or how they can never take a vacation?

How many times have you heard those same
people, when they hear about someone else who
made a lot of money from an idea, say,

“I could have done that!”

But yet, they didn’t. And they continue to complain
about where they are in life.

A friend of mine owns a dog grooming business,
and she buys supplies from another pet business
in town.

One day, as she talked to the owner, she found
out that the owner’s husband made liver treats for
dogs—he bought liver at wholesale, cut it into thin
strips, dried it, packaged it, and retailed it to pet
businesses. Eventually he got a contract with a
distribution company and was doing very well with
what started out as a simple side business.

My friend was upset when she was talking to me.

She explained that she had had that idea several
months earlier, but didn’t follow through because
she didn’t think it would fit into her business.

“I could have done that!” she said, with some
resentment in her voice.

You know what? She was right. She could have
“done” that. She had the idea. But she didn’t
follow through.

Do you see yet what the number one success secret is?

You must take action! You must put your ideas
into play.

You will not be successful if you don’t take action.

You can have as many ideas as you want, read as
many books as you want, listen to motivational tapes,
and watch inspirational speakers, but if you do not
act on what you learn, you will not be successful.

It really is that simple.

If you have a great idea but stand still with it,
nothing will happen. You have to walk or better yet,
run -- with your idea to make it happen.

After all, who was successful with the dog snack idea?

Was it my friend, who quite possibly had the idea
first, or was it her friend’s husband, who actually
followed through with the idea?

The person who takes action will be successful.

I know that it can be difficult to take action, especially
if you are used to not doing so. It can be very hard to
break out of the bad habit of inaction. But you have
to do it. Sorry, you have no choice.

But one thing to bare in mind—Taking action by
following the right system will definitely give you
the extra advantage.

To your success,

- Patric Chan

About The Author:

Patric Chan is the creator of the You Chan
Do It! Success Outcome System. Access his
7-step system to become wealthy for free at:

http://www.ycdisuccessoutcome.com/bm/?recommends=1982

Financial Planning Tips

Financial Planning Tips

How much should I save for my retirement? You should save 10% to 15% of your regular earnings for your retirement. This is separate from your savings to pay for the purchase of your home or your children's needs. You can count your savings in the Central Provident Fund (excluding the portion used to pay your home loan or set aside for medical expenses) as part of this savings. If your net saving in the Central Provident Fund is inadequate, you should make additional savings for your retirement. Most people try to save at least 10% of their regular savings, in addition to their Central Provident Fund savings. How much life insurance do I need? If you have dependents, you should have life insurance for 5 to 10 years of your earnings. If you earn $30,000 a year, you should have life insurance for $150,000 or more. It is better to buy a decreasing term assurance. At age 30, you can buy a 30 year decreasing term assurance for $150,000 for only $165 a year (male) or $115 a year (female). This insurance covers you for $150,000 during the first year and reduces by $5,000 in each subsequent year. After 30 years, you will probably have accumulated sufficient savings to take care of your family or your own future needs. By that time, life insurance is not necessary. If you buy a level term assurance to cover $150,000 for 30 years (i.e. the insurance does not reduce), the premium is $280 a year (male) or $195 a year (female). How should I invest my savings? You should invest in your savings in a large, well diversified, equity fund. An equity fund can give you a higher return compared to other types of investments, such as bonds or cash. By investing in a diversifed fund, you reduces the risk of loss from a few bad investments. As the other investments may perform better, the average return for the fund should follow the market. You should also invest for the long term, i.e. for 10 years or more. The investments will perform very well in some years (e.g. give a return more than 15%) and may perform badly in other years (e.g a negative return). By investing for many years, you will average out the good and bad years. Over the past 20 years, the global equity market earned an average return of 10 percent per annum. In the future, the return may be more lower, say 6% to 8% per annum, but it is still very attractive. You should also choose a fund that have a low upfront fee and a low annual fee. This allows you to keep most of the market gains. You should not allow the fund manager or the financial adviser to charge high fees, as they have to be paid from your investment gains. If you invest in a fund that have low fees, compared to a fund with high fees, the difference in the your return can be as much as 20 percent over a period of 30 years. NTUC Income offers several large, well diversified funds with probably the lowest fee in the market. You can choose an equity fund or a combined fund (i.e. equity and bond). Should I buy a whole life or endowment policy? An endowment or whole life policy provides the protection and savings in a bundled product. It gives a modest net return of about 3% to 4% per annum. It is inflexible, and requires you to pay the premium regularly over the duration of the policy. Many people prefer a more flexible plan and earn a higher return. You now have the option to buy a low cost term insurance to cover your protection needs and to invest your savings in an investment fund. You have flexibilty to change your savings and to make withdrawals, without penalty. You can also change the investment fund. What age should I retire? You should work for about 40 years, so that you can accumulate sufficient savings to meet your financial needs during the next 15 to 20 years of your life. Most people start work around age 25. They should aim to retire at around age 65. If you save 10% of your earnings and invest wisely, you should have sufficient savings for a basic lifestyle. You should save 15% of your earnings, if you aim to have a more comfortable lifestyle during retirement. At the time of retirement, you should have accumulated savings representing 6 to 10 years of your earnings, plus a fully paid home. If your annual earning is $50,000, you should have accumulated savings of at least $300,000. If your accumualted savings is inadequate, you should work a few years longer. If you have to retire earlier, you should accept a more modest lifestyle. It is better to save a larger portion of your earnings, if you can. Do not spend too much on your home, car or other expensive items. Where can I get financial advice? You can also talk to me, your financial consultant, who can visit you at your home. The financial advice is FREE. My contact is 93363561 or +60167591153. I can be reached via email at z530703@income.com.sg or luke2409@yahoo.com

Internet Cash Machines

Dear friend,

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• The Simple 4 Step System To Create Your Own Internet Cash Machines!
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• Discover The Only Kind Of Site That Makes Sales
• The Easiest And Fastest Way To Get Thousands Of People To Promote Your Site For You!
• How To Take Easy Advantage Of What People Search For In Search Engines!
• Where To Get A Free eBook Maker - Really Free - No Ads
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As you read Internet Cash Machines you will understand how the Masters of the game can create entirely new businesses almost overnight and make them profitable immediately.

Not only that - but these new businesses they create are self-advertising as soon as they get them up and running. It's so easy I don't understand why more people haven't caught on.

Imagine creating multiple businesses that literally run themselves while you are on vacation. If you think that is fantasy you will be surprised when Allen shows you actual live examples. Real people you can go and talk to if you wish. It's not a fantasy. It is very real and people who understand the simple concepts are doing it all around you right now.

You don't even have to have your own products. Allen shows you an easy way to use other peoples services to start your own instant business. In one case Allen made a deal and had his site up the same night - released it the next day and pulled in over $6,000 in orders the first week.

Order today and find out just how easy it can be to make money on the Internet. You won't get bogged down in hundreds of pages of filler information. There is no filler and this report is very short. You'll understand the concept within 20 minutes and will be able to get started the same day you order Internet Cash Machine

As always, we offer a 100% money-back guarantee if you are not honestly happy with what you discover...

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MEG 'N' IDEAS
Blk 68 Geylang Bahru #15-3213
Singapore 330068
+65 9336 3561

P.S. Remember, you get full resell rights to Internet Cash Machines when you order. You get the product and the full site. Just plug in your name and address, upload it to your web site and start making sales. You keep the money!

Copyright © 2007 MEG 'N' IDEAS. All rights reserved

Day 1

I am excited that I can make passive income by using the internet. I have heard and visited Google Adsense and successfully registered my account. My first adsense appeared at my website http://www.megnideas.bravehost.com. This site records my history of bankruptcy. It was a painful experience and I encourage my reader never to be in the same position as me. I had that label as an undischarged bankrupt from Oct 1996 to April 2003. That stigma remained with you for the rest of your life. You know why? Because you can never get a credit card or a bank loan again forever unless you become a millionaire and have large amount of fixed deposit. Which is why I am determined to become a millionaire in the next three years (target year 2010).

If you are interested to know more about the life and experience of an undischarged bankrupt and how to receive your discharge certificate within seven years of your bankruptcy, send an email to me or click here now and I will share with you the how-to procedure.

Next, the first thing I did to gather information so that I have an online tutor (self-study) to teach me the rope of internet marketing, I subscribe to Free Internet Marketing Courses. Click HERE! to register for the course for FREE!

Well, now I need a website. You can get free website and a free sub-domain name at bravehost.com and if you are more adventurous, you can immediately own a commercial website that earn you money by signing up here!




Welcome back. Have you sign-up for your free ready-to-make money website? If you haven't, sign-up here!
Congratulation if you have. Now the first hurdle is over, let's go for the next challenge, which is to promote your website or your business in the world wide world, cyberspace, cyberworld, internet or whatever you called it.

In the nutshell, these are compulsory for you to start earning money from the net. Let me list it down here:-

1. Membershhip site
2. Build your list - try List Machine - Click here!
3. Autoresponder -try Aweber - Click here!
4. Affiliate programme
5. Google Adsense account
6. or a Full turn-key software to include all of the above.

Before I forget, you may ask me this question. I do not want to sell other people product but a product of my own but I do not know what is it? Don't worry. Start my asking yourself what is your passion. Something that can automatically drive you to achieve that passion without your other half or your mother shouted at you to get out of bed!! If you are able to answer that question, one quarter of the battle has been won.

The first thing you need to do is getting a domain name.
This is will be your name on the net. When you type in
http://income4success.blogspot.com you are typing
in a domain name.

My personal recommendation for a domain registrar is:
http://www.namecheap.com .